We have been in the receivables factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and having had these experiences, can lend a helping hand to get you through any bad circumstances you might come under. We won't go out of business when the times get bad, like some other receivables factoring companies sadly have before.

All factoring companies have guidelines for size, industry, and risk. It's pretty tough for you to choose which receivables factoring business is a suitable fit for you. By reaching out to us, we'll answer any burning questions you may have and help you locate the ideal match for your company - it may be us or another receivables factoring company.

We have a noteworthy network of receivables factoring industry counterparts, these trusted connections were built over 20+ years in the business. So, when you take the time to lay out your needs to us, you'll quickly see that we can help you find precisely what you need.

A lot of receivables factoring firms let you select and choose your customers that you would like to factor. Although a few of them normally have a minimum amount before they'll work with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a bit like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will make you use receivables factoring when you don't require it.

A lot of receivables factoring firms are deliberately confusing. You will need to be a contortionist to unravel those fees. We do not behave this way.  We are totally upfront about our fees. When you apply, you are given a transparent, no obligation rate offer with the fee for your business. See which other factoring company, If any, will be that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring firms are financed by Wall Sreet investors. We are a privately held company and don't take orders from investors and boards. Much like you, we are like-minded business people and we have experienced many of the hardships that a business encounters. We hear your story, understand your concerns. Based on that information we will put together a personalized solution for you. A lot of factoring firms especially the Silicon Valley Fintech ones first and foremost put their faith on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

A lot of receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or simply won't.

Don't dismiss the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to work on them right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay ahead of negative payment trends. This is critical to prevent unnecessary write-offs.

We make sure to incorporate first-rate technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. A lot of other companies don’t even come close.